Utkarsh Small Finance Bank Limited

NSE: UTKARSHBNK· Financial Services· Market cap ₹2,139 Cr

₹12.02+4.89%

Business quality

42

business score, of 100

A mixed fundamental picture

For banks, the score weighs valuation, returns and growth against sector peers. A separate read from the Market Setup above.

2 pass0 neutral3 fail

ValuationCHEAP

100

Trading at attractive valuations

ReturnsWEAK

0

Weak returns and margins

GrowthDECLINING

0

Growth is soft or negative

Asset QualitySTRESSED

14

Elevated bad loans

Capital AdequacyWELL CAPITALISED

94

Well above the regulatory minimum

Computed from covered fundamentals, as of an unspecified reporting date. This is an assessment of the business; the market view separately describes trading evidence.

Bank and NBFC metrics need industry-specific interpretation. Missing asset-quality or capital-adequacy inputs do not establish a healthy loan book.

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Business quality

42

business score, of 100

A mixed fundamental picture

For banks, the score weighs valuation, returns and growth against sector peers. A separate read from the Market Setup above.

2 pass0 neutral3 fail

ValuationCHEAP

100

Trading at attractive valuations

ReturnsWEAK

0

Weak returns and margins

GrowthDECLINING

0

Growth is soft or negative

Asset QualitySTRESSED

14

Elevated bad loans

Capital AdequacyWELL CAPITALISED

94

Well above the regulatory minimum

Computed from covered fundamentals, as of an unspecified reporting date. This is an assessment of the business; the market view separately describes trading evidence.

Bank and NBFC metrics need industry-specific interpretation. Missing asset-quality or capital-adequacy inputs do not establish a healthy loan book.

Business quality · Company & ownership · UTKARSHBNK

Business quality · Company & ownership · UTKARSHBNK

Business quality

A mixed fundamental picture

Business quality

A mixed fundamental picture