NSE: GICHSGFIN · Financial Services · Housing Finance Company · Market cap ₹707 Cr
· Prev close ₹131.11 · Volume 93.90 K · 52W ₹120–184
Last 4 quarters: profit +15.5% on the 4 beforeShare price −0.6% in a month
If profit compounds at 0.0% (CAGR) and the stock ends at 25×, buying at ₹131 returns about 19.3% CAGR over 10 years.
| Growth assumption | Profit growth (CAGR) | Return, 10Y CAGR |
|---|---|---|
| Yours | 0.0% | 19.3% |
| Delivered FY22–26 | −2.9% | 15.8% |
| Net profit, last 4 quarters vs the 4 before | 15.5% | 37.7% |
| Half the delivered pace | −1.4% | 17.5% |
Delivered FY22–26 CAGR −2.9%
This is an exit-multiple calculation, not a discounted cash flow. Inputs: EPS for the 4 quarters Dec 2025 to Sep 2026 ₹30.58, price ₹131.36 (12 Nov close). Formula: return = (EPS × exit P/E ÷ price)^(1/10) × (1 + growth) − 1. Net profit growth is applied to EPS, so the share count is held constant. A profit fall of 100% or more has no rate and is left blank. Dividends ignored. Arithmetic, not a forecast.