One page, the whole story.
ESAF Small Finance Bank Limited
NSE: ESAFSFBFinancial Services₹1,873 Cr
“ESAF's allotment frenzy masks a profit hemorrhage.”
₹36.33
+13.46%+₹4.31 today
Day low ₹31.76Day high ₹36.70
Market view
our read, in one sentence, with the evidence one tap awayEODconviction recomputed 21:31No clear market view today
The signals we track (volume, delivery, price trend, deals, breadth and flows) aren't aligned for ESAFSFBtoday. That isn't bearish, just inconclusive.
Why now
today's active factors, delivery data and signals worth reviewingVolume Spike
Volume is elevated above average
9.8xaverage volume
RSI Overbought
RSI indicates overbought conditions
Strongsignal strength
Safety checks
India-specific risk checks.
Business quality
the company itself, each lens scored and explained: a separate read from the Market Setup aboveEODfundamentals to FY26 Q431
The fundamentals carry real weak spots
For banks, the score weighs valuation, returns and growth against sector peers. A separate read from the Market Setup above.
1 pass1 neutral3 fail
ValuationFAIR
49
Fairly valued
₹1,000 invested here buys about ₹4 of annual profit. A cheaper stock would buy more.
ReturnsWEAK
0
Weak returns and margins
GrowthDECLINING
0
Growth is soft or negative
Asset QualitySTRESSED
19
Elevated bad loans
Capital AdequacyWELL CAPITALISED
87
Well above the regulatory minimum
Financials
income, balance sheet, cash flow, dividends and corporate actionsEODaudited to FY26Concalls
management commentary from earnings calls, summarisedEODlatest call 4 May '26Filings
exchange disclosures summarised as they are filed✦ AI summary: about 30s after the exchangePeers
how the stock stacks up against its closest listed comparablesEODprices end-of-dayData as of 19 Jun 2026, 9:31 pm